How do you –NOT- get your bank account hacked and your money stolen by taking greater precautions
This is a re-post but one I deemed so important I decided to bring it back.
Everyone has assumed up till now that if you get hacked, your computers gets “owned” by a hacker, and then your money stolen out of your bank account that the bank will automatically put it back and take the loss themselves, much the way a credit card would work if fraudulent charges are put on it. Many of us have simply taken this for granted and not taken the security of our computer systems and maintaining control over them seriously. As some in the technology community know; if you don’t take the proper precautions to ensure you have good security software installed and a firewall at your internet access entry point installed then your systems are no longer your systems but belong to whoever hacked them.
Now there is a scary new trend among businesses. It’s getting so bad that in several cases involving many hundreds of thousands of dollars the banks refused to make the business client whole when they were robbed by internet bandits and it was clear they had not taken the security of their computers seriously. Yes you could be randomly robbed by internet bad guys as a business and if you were careless in your security measures may actually not get your money back. This is a chilling new reality that businesses must face and deal with before the day of reckoning arrives for them. In many cases the banks recommend that businesses dedicate a computer to on-line banking and do not use them for anything else except on-line banking, or even email. Some experts have recommended that businesses actually use personal accounts which still enjoy the full protection but one has to wonder how long banks will pay for careless end users mistakes. Some people actually feel all business banking should simply be done off-line, but this may not work for many businesses. You may remember I predicted that the day would come when financial institutions would no longer be willing to shoulder the burden of financial losses for careless users who left themselves open and sitting ducks for the bad guys, and that day is now! So protect yourself by taking these steps:
Either audit your own security to find holes/problems or hire an expert to help you.
Ensure you have good security software installed, my personal favorite is eset.com, and now my company laymantech.com is offering a special free offer!
Ensure you have a good firewall such as Astaro Security Gateway or Juniper installed if you are a business especially. This can filter out many problems before they even enter your network!
In the old days having proper security measures in place ensured you would not have to reformat your system when it got “owned” by hackers, sadly these days if you don’t take the proper steps as a business, you may actually experience real, hard, painful losses, and perhaps even the demise of your business.
If you have any questions or inquiries feel free to ask them before it’s too late…